What do you need/How do you become a mortgage broker? Can you do it on your own?

Patrick, California is the only state where a RE license also lets you do mortgages. In most states you need either a loan officer license or a mortgage broker license. If you have a broker license, yes you can do it on your own. But that license has more stringent requirements and is harder to get. A loan officer needs to work for a mortgage broker, which might not be so bad to start since you will get training, connection and experience which will be valuable if you ever want to go at it on your own in the future.What do you need/How do you become a mortgage broker? Can you do it on your own?
In most states you have to have a real estate license. If you tried it alone, you wouldn't know what to do and in California, you always have to work under a Broker, or get a job with a large Corp like WAMU or BofA. The lending business is not easy and you wouldn't know how to do it unless you were trained and were working with a lender that is approved with different lenders. You can't just represent someone and gove their paperwork to a bank for a loan. Your company has to be approved with each and every lender that you do business with.