Would you take out a second mortgage because you didn't have enough money to buy everyone a gift?My friend signed a second mortgage for buying presents?
No, but your friend must be a very loving person. There were probably other reasons that you may not know about. The mortage rates are at an all time low right now, so the best time to do it would be now; maybe that is the other reason. He/she also probably got a lower monthly payment which will help.
Either way, your friend made the choice. Just continue to be a friend. I sold my Yahama Clavinova (piano) one year so I could have enough money to see my family. I never regretted it. We do what we have to do.My friend signed a second mortgage for buying presents?
No. I know it sounds a cliche', but Christmas really is not about the presents. Perhaps she should arrange a nice dinner and family get-together instead. Speaking from experience, Christmas can be just as enjoyable and cherishable without gifts being given.
That is insane, there is no reason to go further into debt for christmas, if she can't afford presents, then she should just do one of two things: first buy cheaper presents, or second, just cut back on the number of gifts that she gives people.
NO WAY !
People get too hung up on gifts. I find the best gives to give and receive are the small personal home made crafts or home baked goods.
No. That's crazy. She shoudn't spend that much money on presents!
Its not your money. Maybe you wouldn't do it, but she obviously has different priorities. Let her do whats important to her.
under certain circumstances..and it depends will he have the money to pay off his loan later possilbly after christmas..and how much did he take the loan out for...
No way. That's big stoopid.
If you don't have a lot of money, then make presents. Cookies or something.
unless the second one was longer, allowed you to finance for longer, or make lower payments then it probably would not help much...and in most cases payments are made on a monthly basis...so...
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