Can I use this as some of our downpayment with an FHA mortgage loan?

My husband and I were both going to cash out a week's vacation at our jobs. Almost $1500. This is to help us come up with cash for our down payment for our FHA mortgage. Is this allowable. I know they have to TRACK our income so they know where it's coming from. Is that okay, or should we cash the money, and use it for some of our groceries and other expenditures so that it cannot be tracked.Can I use this as some of our downpayment with an FHA mortgage loan?
Yes this is allowed you may use unused vacation money as a down payment as long as you can prove where the funds came from if this is a requirement of your mortgage underwriter.





I hope this has been of some use to you,good luck.





';FIGHT ON';Can I use this as some of our downpayment with an FHA mortgage loan?
Yes it is.





You are not borrowing the money...this is legitimate pay.





As long as you can track it, and prove it's not a loan, you are very much OK.





FHA underwriters look very, very closely at bank statements..don't start moving money around to make them question where things are going..once that happens, you will have to wait 60 more days to give your bank statements a chance to stabilize.
Good day,


I am Mr Lim Koh, a reputable, legitimate %26amp; an accredited money Lender.


I loan money out to individuals in need of financial assistance.


Do you have a bad credit or you are in need of money to pay bills?


I want to use this medium to inform you that i render reliable beneficiary


assistance as I'll be glad to offer you a loan.


Services Rendered include:


Refinance


Home Improvement


Inventor Loans


Auto Loans


Debt Consolidation


Line of Credit


Second Mortgage


Business Loans


Personal Loans


International Loans


Please write back if interested.


limloansfirm23@yahoo.com
To the best of my understanding you are allowed to do this, as it is considered earned income. And as for tracking you can simply disclose the earnings when meeting with your loan originator. Yes, they will go over your banking %26amp; financial records with a FINE tooth comb.
I am Mr. John Clarke, a Reputable, Legitimate, Certified, Reliable %26amp; an accredited money Lender. I loan money out to individuals and corporate bodies in need of financial assistance. Do you have a bad credit or are you in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan at 2% interest flat rate. What did your bank say concerning having a loan from them???? Don't feel disappointed if they refuse granting you a loan. I hate what the banks do when customers/consumers are willing to lend money even with collateral and valid documents. I look forward permitting me to be of service to you. Send me an- E-mail me by replying to my email clarkeloanscompany12@yahoo.com and I'll do my best to help you out in your bad finances situation.


Regards,


Mr. John Clarke.
HI my name is Thomas Smith, i am from U.K, want to give you a friendly advise on the best international loan company you should contact for help,DO YOU HAVE BAD CREDIT? ARE YOU HAVING DIFFICULTIES GETTING A LOANS? DO YOU WANT TO CONSOLIDATE YOUR DEBT ?THEN CONTACT Jerry Luckson loan firm FOR FRIENDLY %26amp; CONFIDENTIAL ADVISE and help you consolidate your debt and more, they offer loan at a very low interest rate and fast processing and transfer of your loan, Jerry Luckson Loan Firm has help my husband and i for a house loan and i think they we be of great help to you.


contact them now





via email;lucksonjerry53@yahoo.com





tell them Mr,Thomas refer you to them.
They do not ';track'; your income, they verify it. As long as you can show your income is sufficient to make the payments plus normal living expenses and you have enough for the down payment, it does not matter if it is vacation money.
AS long as you have the correct percentage for down payment, it doesn't matter where it came from, as long as ';it is from your own money'; that is how i was told it worked, i received a gift from a brother %26amp; father inlaw for my downpayment.....
LOAN FIRM





The loan that gives you the opportunity to own the asset which you have been longing for. your opportunity to acquire asset without having problem you are save with me. I am who i say i am.





HOW TO APPLY FOR YOUR LOAN


1. Obtain a form


2. Complete brown Mcalin Loan application form.


3. Submit your application form to brownmclainloanfirm@yahoo.com
No problem with using vacation earnings as part of your down payment


It's your money, you earned it and it can go towards down payment


And if they need to track where the down payment money came from, it's easy enough to show them
Yes, it's OK. The lender's main concern is that you are not borrowing money on the side from another source to fund the down payment.