Will the mortgage company still accept our money even after they said they wouldnt?

We became late for three months they sent a letter and said they wouldnt accept money, but i called them and they said that they would if they recieved it by the end of the month.Will the mortgage company still accept our money even after they said they wouldnt?
Usually at that point it goes to a lawfirm and you need to pay it ASAP before they add their charges. The same happened to me and the mortgage company didn't accept money, because it went into foreclosure. I had to go to the lawfirm who was handling it to pay everything + penalties + lawyer fees in full. It cost me over $8,000.





Good luck.Will the mortgage company still accept our money even after they said they wouldnt?
The letter may have said they wouldn't accept partial payment? Banks do NOT want to foreclose - in this market they are doing everything they can to work with homeowners. If you don't think you will have the money by the end of the month, contact them to see if they will do a forebearance (sp?) Say your mortgage is behind $3,000 - you would start making your regular payments next month and part of that 3k will be split up over several months until it is caught up. So, if your regular payment is $1000/mo, it may be $1300-$1400/mo until it is caught up.
If you can't afford your home then visit the site below but basically if you're 3 months behind the lender wont accept your payment. If someone at the bank said they would overnight or wire the money asap but make sure you get their full name and extension. Also keep in mind if you are this far behind they will expect you to catch up asap they will NOT allow you to continue to be 3 months behind they may let you once or twice after that most of the time they will send the money back.
I would use the money to rent something not send them any and move as fast as you can. They will take your money and still sit you out any way. One way of getting all they can from you before they do it. Don't send them any if you are that far behind and can't make it all up or pay the mortgage off.
4 months late = foreclosure alot of people on here say 90 days thats not true and heres why ,in california it is 4 months i can send you a time frame with all the information ,if you e mail me (h3e0m0ic@yahoo.com)also they want to work with you they will even ...depending on the bank renegotiate your loan...its called forbearence.. also they are behind in so many foreclosures its taking even more than 5 -6 months to foreclose ...foreclosure is a process you should receive a trustee sale notice and you still have (im not sure if it is 11,7or3) days before the sale to save the house





what city are you in???
Most lenders are going to take what they can get under the current conditions. If you call them with the money they will probably take it, unless you are so far behing they already started foreclosure action. If not you might be able to work out something with them ask about ';loss mitigation'; options. Those are programs that keep you from going into foreclosure.
then send it..so you dont get forclosed on! 90 days late = forclosure!
The best thing to do, is send in your payment. You want to delay foreclosure proceedings as long as possible. So, be sure to send in full mortgage payments. If you call, they will tell you that they wont accept. However, by mailing the payment, it will go to the cashiering dept and they are to busy to notice how delinquent you are and will post your payment. Also, the worst thing that will happen is the mortgage company will send the money back to you. Either way, send in at least a full payment until you are able to completely reinstate.





Once Foreclosure starts, they will not accept payments. If you are unable to bring your loan current, contact your mortgage company and apply for thier Homeowner's Assistance Program. They offer different programs to assist you in bringing your loan current. However, keep in mind that many programs require some sort of down payment. So, if your payments are returned, be sure to save them!!!